Insurance and Payments

Psychotherapy Services

We provide psychotherapy services to individuals, couples, and families, both in person and via telehealth.

Clients are responsible for payment of all professional services rendered, including any amounts not covered by insurance.

Fee Schedule (Subject to Change)

Psychotherapy (Medical Model)

Rates

Personal Growth Model

Rates

Private Pay Only

Group Classes and Workshops

Sliding Scale (Uninsured Only)

Limited availability for clients at or below 200% of the Federal Poverty Level (FPL):

Individual, couples, and family therapy: $100 per session

Group therapy: $50 per session

Children’s group therapy: $25 per session

Insurance

We understand the importance of using insurance to access mental health care. Insurance coverage is based on medical necessity, meaning services must address a diagnosable mental health condition that impacts daily functioning.

An initial assessment (60 minutes) will be conducted to determine whether you meet medical necessity for insurance-covered services. Most plans cover this assessment, minus any copay, deductible, or coinsurance.

If medical necessity is not met, services may still be available through self-pay options.

Services Generally Covered by Insurance

  • Initial Assessment & Treatment Planning
  • Individual Therapy
  • Family Therapy (when clinically indicated)
  • Group Therapy (psychotherapy process groups and psychoeducation)
  • Brief Case Management & Linkage Services (varies by plan)
  • Brief Coordination of Care (varies by plan)
  • EAP (Employee Assistance Program) Services

Self Pay

We accept all major credit cards and HSA card payments.

Benefits of Self-Pay

Self-pay services do not require a mental health diagnosis or medical necessity. Care is guided by the client’s needs rather than insurance requirements, allowing for greater flexibility in the focus of treatment.

Self-pay may be appropriate for:

  • Personal growth and life transitions
  • Relationship concerns
  • Premarital and couples counseling

Please note: Couples counseling and premarital counseling focused solely on relationship issues (e.g., communication, intimacy) are not typically covered by insurance.

Private Pay / Services Not Covered by Insurance

  • Couples Therapy
  • Life Skills Groups and Workshops
  • Consultation Services

Oregon, in-network:

We are in-network with the following Oregon plans:

  • PacificSource Health Plans
  • CareOregon (Medicaid), Trillium Community Health Plan
  • Cigna / Evernorth, MHN (Health Net)
  • Aetna, Regence Blue Cross Blue Shield of Oregon (including out-of-state Blue Cross Blue Shield plans)
  • Optum / UnitedHealthcare (including UMR)
  • Medicare

California, in-network:

We are in-network with:

  • Optum / UnitedHealthcare (including UMR)
  • Cigna / Evernorth
  • MHN (Health Net – Medi-Cal and commercial plans)
  • Anthem Blue Cross (Medi-Cal only), Aetna

Please note:
Associate-level clinicians are limited to seeing Medicaid clients and commercial plans that allow supervised billing.

Out-of-Network (Oregon & California)

We accept:

  • PPO plans with out-of-network benefits
  • HMO plans with prior authorization
  • A payment of $200 is required at the time of service
  • We will submit claims to your insurance on your behalf
  • Your balance will be adjusted once your insurance processes the claim

Client Financial Responsibility

Clients are responsible for understanding their insurance benefits and coverage.

  • Clients with a deductible are required to pay $100 at the time of the appointment until claims are processed
  • Clients with coinsurance are required to pay $30 at the time of the appointment
  • Balances will be updated once insurance claims are finalized

Additional Information

We are actively expanding our in-network partnerships. Please check this page periodically for updates.

Payment Policy

Client is responsible for payment of services. All services are paid the day of the sesesion, prior to attending the session. We will automatically process your card on the day of the appointment. We require a major credit card on file for all commercial insurance and self-pay clients. Our rates are subject to change without notice. You are responsible to pay the copay, co-insurance or deductible at the time of the appointment.

Cancellation Policy

Please notify us at least 24 hours in advance if you are unable to make it to a scheduled session to prevent a $150.00 no-show or late cancellation fee. The Fee is waived for Medicaid clients, per governmental law.

Billing Policies

Oregon

Your Rights and Protections Against Surprise Medical Bills (pdf)

California

Your Rights and Protections Against Surprise Medical Bills (pdf)

Insurance

Currently, we accept Aetna, Moda Health, Optum/United Healthcare, Oregon Health Plan (OHP) Open Card or CareORegon/Health Share/Trillium,  Pacific Source Commercial, Regence Blue Shield Blue Cross.

We are in the process of applying with multiple insurance carriers. Contact us for updates. .

We understand the benefit of having a third-party pay for services, especially when a client meets medical necessity with a qualifying mental health diagnosis impacting every day functioning. We would like to give our clients the option of paying with their insurance. 

Please note that most insurance companies do not cover marriage counseling (couples therapy) and some cover family therapy under strict guideline. Premarital counseling or couples counseling were the primary focus is the relationship is an out of pocket cost.  Moreover, not all mental health concerns or diagnosis are covered. Treatment is driven by the insurance company and not by the client.